General Property & Casualty

Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories and other physical items.

Casualty Insurance consists primarily of liability coverages that protect an insured party against injury or damage claims made by other parties.

Casualty policies provide coverage for liability arising out of:

  • Premises and Operations
  • Fire Damage Liability (damage by fire to premises rented to an insured)
  • Personal and Advertising Injury
  • Medical Payments
  • Products/Completed Operations

General liability insurance and commercial property coverage are basic elements of any business insurance plan. An agent from our commercial services group will help you determine the level of property and general liability insurance necessary to protect your assets. If you have a small, independent operation, a simple business-owners policy (BOP) may provide the coverage you need. If your operation is more complex or involves special risks, a custom strategy is indicated.

After discussing relevant factors, your agent will provide property and liability insurance quotes from leading insurers. It is our goal to help you find the best balance of coverage and cost.