Liability Insurance for products you design, manufacture, market and distribute.

Designing, manufacturing or distributing a product is an exciting venture. However in our complicated world simply selling a product has become cause for concern and moreover, a product liability exposure. So much so that many wholesale and retail operations and venues require that you as the manufacturer, distributor or wholesaler have products liability insurance on the items you develop. Additionally, as a retailer of these products, you may be held responsible if there is an injury that results out of use of a product you sell.

What is Products Liability Insurance?
Products Liability Insurance covers the policy holder in the event that a suit arises out of the use of the insured’s products. This can be loss to personal property, business property, injury or death. These items may be clothes, toys, tools, building materials, electronic devices or even pet food or supplies.

What does Products Liability Insurance cover?
Products Liability insurance is designed to protect the business against losses even if they are negligent or liable for damage, injury or loss to another’s property. Typically, damages, legal defense fees and settlement charges are paid by the insuring company when a claim is filed against the business as a result of a Products Liability Suit. Products liability insurance will cover the insured for suits that arise out of damage or injury stemming from the use of a product that insured manufactures or sells.